Genuine Protection Plans

The three levels of coverage across the Genuine plans provide affordable choices to help you handle some of the most common—and essential—vehicle repairs.

Sapphire Coverage

Gasoline / Diesel Engine

Engine

Intake manifold; pistons; piston rings; wrist pins; connecting rods & bearings; crankshaft & bearings; camshaft & bearings; timing gears & timing belt/chain, guides, tensioner; balance shafts; valve covers; rocker arms/shafts & bushings; valves & valve springs, seats, guides; push rods, & lifters; connecting rods & bearings; oil pump, pickup tube & oil pan. Lubricated parts contained within the engine block.

Automatic Transmission/Transfer Case

Main shaft; counter shaft; all gears & chain; input & output shaft; bearings; overdrive housing; hub assemblies; synchronizers; shift rails; shift fork; & internal transmission bearings. Lubricated parts contained within the transmission or transfer case holding.

Manual Transmission/Transfer Case

Intake manifold; pistons; piston rings; wrist pins; connecting rods & bearings; crankshaft & bearings; camshaft & bearings; timing gears & timing belt/chain, guides, tensioner; balance shafts; valve covers; rocker arms/shafts & bushings; valves & valve springs, seats, guides; push rods, & lifters; connecting rods & bearings; oil pump, pickup tube & oil pan. Lubricated parts contained within the engine block.

Drive Axle Assembly

Lubricated parts contained within the front & rear drive axle housing; axle; axle bearings; limited slip clutch pack assembly; pinion bearings; wheel bearings; side carrier bearings; differential axles; ring & pinion; side gears; spider gears & case; carrier assembly; thrust washers & shims; front & rear drive shaft; main shaft; drive chain; universal joints; constant velocity joints; & 4×4 hubs.

Engine Cooling System

Water Pump.

Enhanced Electrical Components

Alternator, Starter, and Voltage Regulator.

Seals & Gaskets

Seals & gaskets are covered only when required in conjunction within the replacement of a covered component. Additionally, cylinder head gaskets are covered for combustion & coolant leaks. Intake manifold gaskets are covered for coolant leaks only.

Limit of Liability

$1000 Limit of Liability for 3 or 6 Month Terms; $3000 for all others unless Enhanced Option is Selected.

Emerald Coverage

Includes all of the Sapphire Coverage plus more

Engine/Fuel System

Oxygen sensor, EGR valve; crank sensor; cam sensor; fuel pump; lift pump; transfer pump; factory installed turbo/supercharger; serpentine belt tensioner; & fly wheel. Intake manifold; pistons; piston rings; wrist pins; connecting rods & bearings; crankshaft & bearings; camshaft & bearings; timing gears & timing belt/chain, guides, tensioner; balance shafts; valve covers; rocker arms/shafts & bushings; valves & valve springs, seats, guides; push rods, & lifters; connecting rods & bearings; oil pump, pickup tube & oil pan. Lubricated parts contained within the engine block.

Automatic Transmission/Transfer Case

Transmission cooler.

Suspension

Ball joints; leaf; air and coil springs only if broken.

Fluids

All fluids are covered, only when required in conjunction with a covered component.

Brakes/Components

Master cylinder; wheel cylinders; calipers; ABS hydraulic components; ABS wheel speed sensors; & ABS control module.

Air Conditioning

Compressor; clutch; coil assembly; condenser; accumulator; & evaporator. Refrigerant is only covered with a covered repair. Evacuation & recharge in conjunction with the replacement of listed components.

Cooling & Heating

Radiator, heater core; electric cooling fan motor & clutch; thermostat & recovery tank.

Electrical

Starter solenoid; distributor; ignition coils; front & rear window wiper motor; power window motors/regulators/switches; power seat motors; & power door lock actuators/switches; engine control module; ignition module.

Limit of Liability

$5000 Limit of Liability for claims unless Enhanced Option is Selected.

Ruby Coverage

Includes all of the Sapphire Coverage and Emerald Coverage plus more

Steering/Component

Rack and pinion assembly; electronic steering motor; steering gear housing and its internal parts.

Brakes

Brake booster; hydraulic lines & fittings.

Electrical

Non-Hybrid Battery; wiper module; antenna motor; convertible top power motor; sunroof motor; horn & relay; sliding door actuators; power lift gate actuator; & power trunk actuator. Manually operated switches for electrical components.

Limit of Liability

NADA Limits of Liability for all Claims!

All plans include Additional Plan Benefits

Emergency Roadside Assistance

Up to $100 of coverage per incident for emergency roadside assistance is available for the following:
  • Towing or winch-out service
  •  Flat tire replacement
  •  Delivery of fuel, water, and other fluids (excluding the cost of fluids)

Substitute Transportation

(See contract for details)

OPTIONAL CHARGES

Lifted/Lowered Vehicle:

Vehicles that have been lifted 6” (six inches) or less, lowered 3” (three inches) or less, or have tires that are up to 10% (ten percent) larger than
the original manufacturer’s recommended tire size for the vehicle will remain eligible for plan coverage for the plan level selected on the Registration. Page.

Enhanced Claim Limits:

If selected on the Registration Page, for Sapphire and Emerald Plans, the total dollar benefit paid for any given Covered Repair is enhanced to the NADA Average Trade-In value of the vehicle as of the date of loss (or other Nationally Recognized Vehicle Value Guide in the event of termination of publication of NADA Guide).

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